Chapter 7-5: Safe Driver Recognition

The Saskatchewan driver knowledge test features a section on “Safe Driver Recognition,” which rewards drivers for maintaining good driving records.

Saskatchewan Driving Test - Chapter 7-5: Safe Driver Recognition

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A key benefit of being in the Great Drivers Zone is that you:

Can never lose your discount for any reason

No longer need to renew your licence

Have a cushion to protect your discount if you cause a collision or get convictions

Don’t have to report minor collisions

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A vehicle with tires under‑inflated by a total of 10 psi can increase fuel consumption by about:

10%

15%

20%

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How is a safety point earned in the Safety Zone?

By completing a defensive driving course every year

By paying an extra insurance fee each year

By driving more than 20,000 km per year

By driving one full year without an incident

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Financial penalties under SDR are assessed when an incident results in:

A collision in a parking lot

A safety rating below zero

Any traffic ticket, regardless of rating

A collision involving property damage only

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Under the SDR program, if you don’t own a vehicle, a positive rating in the Safety Zone:

Forces you to pay a higher insurance rate

Has no effect on you at all

Automatically expires after one year

Still benefits you by protecting you from future financial penalties

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Once assessed, motorists have how long to pay SDR financial penalties?

90 days

30 days

120 days

60 days

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When driving a vehicle with a manual transmission, for maximum fuel savings you should:

Use the tachometer to shift at the most fuel‑efficient engine speeds

Stay in low gear as long as possible

Always shift at the highest possible engine speed

Avoid using the clutch pedal

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Lowering your highway cruising speed from 120 km/h to 100 km/h can reduce fuel consumption by up to:

20%

30%

25%

15%

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At highway speeds, the more fuel‑efficient way to stay comfortable is to:

Use flow‑through ventilation rather than open windows and sunroofs

Turn off all ventilation systems

Drive with all windows fully open

Use air conditioning at maximum at all times

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What is the maximum discount on vehicle plate insurance available in the Safety Zone?

25%

15%

10%

35%

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For most incidents, what is the maximum SDR financial penalty (excluding certain Criminal Code convictions)?

$2,500

$1,000

$750

$500

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Drivers lose safety rating points for:

Owning more than one vehicle

Driving below the speed limit

Unsafe driving, such as at-fault collisions and certain traffic convictions

Driving on gravel roads

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To be eligible for an SDR discount on vehicle insurance, your vehicle must be registered in which class type?

Commercial classes only

Motorcycle-only classes

Class B, C or D only

Class LV, PV or F (one ton model or smaller)

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A driving disqualification affects your safety rating by:

Having no effect on your rating

Reducing your rating by exactly five points

Moving you to zero regardless of previous rating

Automatically moving you to -20 or lower on the scale

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To be eligible for an SDR discount on registered motorcycle plates, one option is to:

Only ride during summer months

Own at least two motorcycles

Avoid riding on highways

Reach the Novice 2 stage and complete an SGI‑approved motorcycle training course

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In the Good Drivers Zone (+1 to +10), each safety rating point gives you what discount on basic vehicle insurance?

12%

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In the Safest Drivers Zone (+21 to +25), each additional incident‑free year beyond 20 years earns:

An extra 1% discount up to a maximum of 25%

Free vehicle registration

A reduction in your deductible to zero

An extra 5% discount with no maximum

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As you move toward the Safety Zone from the Penalty Zone, you:

Lose your licence automatically

Do not pay additional SDR financial penalties, only your basic premium

Must retake all licensing tests annually

Must pay a new penalty each year

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The Safe Driver Recognition (SDR) program primarily exists to:

Reward safe drivers with discounts and apply financial penalties to risky drivers

Increase traffic fines issued by police

Replace all other forms of vehicle insurance

Reward all drivers equally regardless of driving record

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Using a block heater correctly in winter can:

Eliminate the need for regular oil changes

Replace the need to warm up the car at all

Double your fuel consumption

Improve overall fuel economy by as much as 10%

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Combining several short trips into one longer trip is beneficial mainly because:

It guarantees faster arrival times

It eliminates the need for regular maintenance

It increases engine wear and tear

It allows the engine and drivetrain to reach peak operating temperature

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For some Criminal Code convictions resulting in bodily injury or death, the maximum SDR penalty can be:

$500

$5,000

$2,500

$1,000

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Proper tire inflation helps because:

It only improves ride comfort

It allows you to exceed the speed limit safely

It reduces fuel consumption and makes the vehicle safer to drive

It removes the need for regular maintenance

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Aggressive driving with rapid acceleration and hard braking can increase fuel consumption by approximately:

30%

20%

40%

60%

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Another way to qualify for an SDR discount on motorcycle plates is to:

Obtain your full M Endorsement

Take any online driving quiz

Avoid collisions for six months

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Using an air conditioner in hot weather can increase fuel consumption in city driving by more than:

25%

20%

30%

15%

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If you are in the Great Drivers Zone (+11 to +20), what discount do you receive on basic vehicle insurance?

10%

25%

20%

30%

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After three consecutive years of safe driving, a driver still in the Penalty Zone will:

Remain at the same negative rating indefinitely

Be permanently banned from driving

Have to pay to restore points

Automatically return to neutral (the starting point)

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Fuel-efficient driving techniques are beneficial because they:

Only reduce the cost of vehicle registration

Improve safety, reduce fuel use, and cut harmful emissions

Apply only to hybrid or electric vehicles

Only help the engine last longer

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SDR financial penalties are:

A replacement for court‑ordered fines

Only applied if you request an insurance review

Optional if you agree to attend traffic school

In addition to fines imposed by law enforcement

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As long as you remain in the Safety Zone after an incident, you:

Must pay a financial penalty

Are disqualified from driving

Lose your discount entirely

Continue to receive some level of discount

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You only receive a financial penalty for an incident if that incident:

Occurs at night

Involves damage over a specific dollar amount

Causes your safety rating to fall below zero (into the Penalty Zone)

Occurs outside the province

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How can a driver move back toward the Safety Zone after entering the Penalty Zone?

By switching insurance companies

By paying higher penalties each month

By driving incident‑free, gaining one point per year

By avoiding driving during rush hour only

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What is the amount of financial penalty for each point you move in the Penalty Zone (below zero)?

$50 per point

$10 per point

$25 per point

$100 per point

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On hilly terrain, the most fuel‑efficient approach when using cruise control is to:

Avoid using cruise control and allow slight speed changes uphill and downhill

Only use cruise control when going downhill

Maintain exact speed uphill at all costs

Increase speed when climbing hills

Your score is

This program encourages safe and responsible driving by offering financial incentives and insurance discounts to those who avoid traffic violations and accidents. The section educates test-takers about how the program works, the benefits of earning safety points, and the penalties for accumulating demerits. Understanding Safe Driver Recognition is crucial for new drivers, as it motivates them to follow road rules and prioritize safety. Mastery of this section helps learners appreciate the value of responsible driving and the rewards of maintaining a clean record.

Challenge yourself by repeatedly working through the SGI practice test questions. Aim to articulate the key concepts clearly and confidently, without needing to refer back to your notes. This method will ensure that you thoroughly understand the material and can communicate your knowledge effectively.