Chapter 1-2: Vehicle registration

The “Vehicle Registration” section of the Saskatchewan Driving Practice Test explains the legal requirements for registering vehicles in Saskatchewan.

Saskatchewan Driving Test - Chapter 1-2: Vehicle registration

1 / 30

Under Tort Coverage, you can sue for pain and suffering:

Only if the other driver is uninsured

Subject to a $5,000 deductible

Only if you are 100% not at fault, with no deductible

With no deductible

2 / 30

One key purpose of extended auto insurance (Auto Pak) is to:

Replace basic plate insurance entirely

Increase liability limits beyond the minimum $200,000

Eliminate the need for a deductible in all situations

Cover only minor scratches and cosmetic damage

3 / 30

Additional auto insurance coverage (Auto Pak) is:

Automatically included with plate insurance

Only for luxury vehicles

Tailored to your needs and purchased on a separate policy

Only available from SGI directly

4 / 30

Collision and comprehensive coverage is also known as:

Physical damage coverage

Personal liability coverage

Uninsured motorist coverage

Medical payments coverage

5 / 30

All vehicles in Saskatchewan must be registered according to:

The colour of the vehicle

Their purpose and must display the appropriate licence plate

The number of passengers it carries

The driver’s age

6 / 30

Extended auto insurance can provide which of the following benefits?

Free driver training courses

Coverage only for international travel

Free fuel and maintenance for the vehicle

Replacement cost coverage, rental vehicle coverage, reduced deductibles, and topped-up injury coverage

7 / 30

For storm or weather-related damage, such as hail or a tree falling on your vehicle:

The deductible is always waived

The deductible applies because there is no responsible party to pursue

You can recover the deductible from the city

The government pays the entire cost

8 / 30

Personal injury benefits for Saskatchewan residents apply if they are injured or killed in an automobile collision:

Only in Western Canada

Anywhere in Canada or the United States

Only within 100 km of Saskatchewan

Only in Saskatchewan

9 / 30

If you are at fault in a multiple-vehicle collision:

You pay only half your deductible

You pay no deductible but lose coverage

You are responsible for your full deductible, and your plate insurance pays the other driver’s deductible and damage

The other driver pays your deductible

10 / 30

If responsibility for a collision is shared (e.g., you are 25% at fault):

The deductible is split 50/50 regardless of fault

You pay 25% of your deductible if your vehicle is damaged

You pay nothing; the other driver pays all

You pay your full deductible

11 / 30

The Personal Auto Injury Insurance program covers Saskatchewan residents injured in automobile collisions:

Anywhere in Canada or the United States

Only in Canada

Only in the province or state where the vehicle is registered

Only within Saskatchewan

12 / 30

Saskatchewan residents are automatically covered with which auto injury option unless they choose otherwise?

Tort Coverage

A combination of both

No Fault Coverage

Neither, until they file a choice

13 / 30

In a hit and run, your damages are:

Covered only for personal injury, not vehicle damage

Not covered unless you identify the driver

Covered only if the collision occurs at night

Covered for the amount in excess of your deductible

14 / 30

Under No Fault Coverage, you can sue:

Only for vehicle damage

For pain and suffering in all cases

For certain expenses not covered and income loss exceeding plan benefits

Only if the collision occurs outside Saskatchewan

15 / 30

A major financial risk of not having enough liability coverage, even with No Fault injury coverage, is:

Your driver’s licence is automatically cancelled

Your vehicle will not be allowed on highways

You may have to pay a portion of your earnings for many years if you are sued and held responsible

You cannot drive outside Saskatchewan

16 / 30

If your deductible is $700 and you cause $2,000 damage to your vehicle, SGI will pay:

$1,300, after you pay the first $700

Nothing, because you are at fault

The full $2,000

Only half of the repair bill

17 / 30

How must licence plates be attached and displayed?

Displayed only when driving outside the city

Attached only at the rear and can be partially covered

Securely attached and clearly visible, not obstructed from being read or photographed

Placed on the dashboard for easy removal

18 / 30

In most single-vehicle collisions, the driver:

Only pays if another vehicle is involved

Shares the deductible with SGI

Does not pay a deductible

Is responsible and must pay their own deductible

19 / 30

No Fault Coverage provides:

Benefits only if another driver is identified

Only medical coverage if you’re not at fault

No benefits if you’re at fault

A comprehensive package of benefits regardless of collision circumstances

20 / 30

Basic minimum auto insurance coverage in Saskatchewan is:

Only required for commercial vehicles

Optional and purchased only if requested

Required by law and purchased with licence plates and registration

Only required for drivers under 25

21 / 30

Plate insurance provides basic coverage in which three areas?

Fire, theft, and towing

Roadside assistance, rental car, and glass repair

Collision and comprehensive, personal injury, and liability

Mechanical breakdown, maintenance, and roadside assistance

22 / 30

Liability coverage protects you if:

Your vehicle suffers hail damage

You need roadside towing

Your vehicle is stolen

You and/or your vehicle are responsible for injuries to others or damage to their property

23 / 30

A deductible is:

A penalty added to your premium after a collision

The maximum amount your insurance will pay

A discount for having no claims

The amount you must pay before licence plate insurance benefits pay remaining costs

24 / 30

If you are not at fault in a multiple-vehicle collision:

You can only recover costs through a lawsuit

Each driver pays half their deductible

You always pay your full deductible

You generally do not pay the deductible; the at-fault party is responsible for your damage including your deductible

25 / 30

Under No Fault Coverage, suing for pain and suffering is:

Always allowed with no deductible

Allowed only if both drivers agree

Never allowed under any circumstances

Generally not allowed except in very limited circumstances

26 / 30

With only compulsory plate insurance, a collision with an animal:

Is covered with no deductible

Is covered subject to the deductible

Is not covered at all

Is treated as a hit and run

27 / 30

The maximum liability coverage provided by basic plate insurance is:

$200,000

$1,000,000

$50,000

$500,000

28 / 30

Tort Coverage provides:

A basic package of benefits regardless of collision circumstances

Benefits only for pain and suffering

No benefits if you are more than 50% at fault

Only death benefits

29 / 30

New residents have how long to register their vehicle in Saskatchewan?

Up to 90 days

1 year

30 days

6 months

30 / 30

If another identifiable Saskatchewan driver is responsible for your damage:

SGI will not pursue them

Their insurance pays your damage, including your deductible and reasonable out-of-pocket expenses

You can only claim for half of your repair costs

You must still pay your deductible

Your score is

This section explains the process for registering a new or used vehicle, the required documents, and the importance of keeping the registration up to date. This section also highlights the necessity of displaying valid licence plates and maintaining proof of registration while driving. Understanding vehicle registration rules helps drivers avoid fines and ensures their vehicles are legally permitted on the road. By practicing this section, individuals gain valuable knowledge that contributes to responsible vehicle ownership and compliance with Saskatchewan’s traffic regulations.