Car insurance companies employ multiple information gatherers and personal information they obtain may include:
- Past employments
- Past addresses
- Past divorces
- Past marriages
- Criminal records, if applicable
Investigators may perform a number of surveillance tasks to confirm the validity of our injury claim. They may follow us to work to ensure that we are really working and our office is really in a location we told them during the interview. They may even see whether we really can’t do specific tasks due to our car accident injuries. They may use this information to make an argument against us, if we lie to them.
Consequently, it is imperative to be honest, no matter how awkward or embarrassing our situation is. Withholding any related information may have dire consequence and may result in either denial of coverage or even invalidation of our policy. In any case any potential claim we have under our insurance may very well be ruined. This situation will deny us the ability to defend again claims opposing parties make against us. Being dishonest with insurers will turn out to be a bad thing for us. By being honest with the insurer, we could ensure the success of our claims.